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Terms of Service

Draft pending legal review · Last updated: [OWNER: date]

1. Who we are and what these terms cover

CA-Wiki ("the Service") is a current-affairs study service for Indian government-exam aspirants, operated by [OWNER: legal name / entity], [OWNER: registered address]. By creating an account or using the Service you agree to these Terms of Service and to our Privacy Policy. If you do not agree, do not use the Service.

2. Accounts and eligibility

  • Sign-in is via Google account or email one-time code. Accounts are currently restricted to @gmail.com email addresses.
  • You must declare your date of birth once at sign-up. If you are under 18, certain features (streaks, progress analytics, leaderboards) remain disabled until a parent or guardian verifies consent, as required by Indian data-protection law.
  • One account per person. You are responsible for activity on your account and must not share your credentials or session.

3. Your license to use the content

We grant you a personal, limited, non-exclusive, non-transferable, revocable license to access and use notes, quizzes, compilations, and other content solely for your own exam preparation. You may not sell, republish, redistribute, publicly post, or make the content available to any third party, whether free or paid, in any medium — including Telegram channels, WhatsApp groups, PDFs, screenshots compilations, mirror sites, or coaching materials.

4. Anti-scraping and content tracing

  • Automated access — scraping, crawling of protected pages, bulk downloading, or use of scripts/bots to extract content — is prohibited. Rate limits and access logging are enforced server-side.
  • Tracing-marks notice: content delivered to your account carries per-user identification marks (visible watermarks and invisible fingerprints embedded in the text). Copies of content leaked or redistributed can be traced back to the originating account, and access records are maintained in tamper-evident logs which may be used as evidence in enforcement proceedings.
  • We never block assistive technologies: screen readers, text selection, and keyboard access work normally. Protection is server-side by design.

5. Intellectual property

All notes, summaries, quiz questions, explanations, compilations, and the selection and arrangement of content are the intellectual property of [OWNER: legal name / entity] or its licensors. Notes are original prose written from primarily government sources; underlying facts are not owned by anyone, but our expression, structure, questions, and compilations are protected. Trademarks, logos, and the CA-Wiki name may not be used without written permission. Exam names (UPSC, SSC, IBPS, RRB, etc.) belong to their respective bodies; CA-Wiki is not affiliated with or endorsed by any exam authority.

6. Acceptable use

  • No attempts to probe, disable, or circumvent security or rate limits.
  • No reverse engineering of protection or watermarking mechanisms.
  • No misrepresentation, impersonation, or fraudulent referral activity.
  • No use of the Service to build a competing dataset or product.

7. Accuracy, corrections, and no guarantee of outcomes

Content is AI-assisted and human-reviewed before publication (see our Editorial Policy). We work hard on accuracy but do not warrant that content is error-free or exhaustive; verify critical facts against official sources. Errors we discover are fixed and disclosed on our public Corrections log. The Service does not guarantee selection, marks, or any exam outcome.

8. Suspension and termination

We may suspend or terminate accounts that breach these terms — in particular content redistribution, scraping, or circumvention of protections — with or without notice depending on severity. Evidence from tracing marks and access logs may support such action. You may delete your account at any time from Settings; deletion is executed after a grace window as described in the Privacy Policy.

9. Changes to the Service and to these terms

Features may change as the Service develops. We may update these terms; the current policy version is recorded with your consent records, and material changes will be notified in-app or by email. Continued use after notice constitutes acceptance.

10. Liability

To the maximum extent permitted by law, the Service is provided "as is", and [OWNER: legal name / entity]'s aggregate liability for any claim arising out of the Service is limited to the amount you paid for the Service in the twelve months preceding the claim (currently zero for free accounts).

11. Governing law and disputes

These terms are governed by the laws of India. Courts at [OWNER: city, state — jurisdiction] shall have exclusive jurisdiction, subject to any mandatory consumer-protection rights.

12. Contact

Questions about these terms: [OWNER: contact email]. Privacy grievances: see the Grievance Officer page.