Government Schemesv4 · 4 versions
PM SVANidhi — Credit for Street Vendors
PM SVANidhi is the Centre's collateral-free working-capital loan line for urban street vendors, opened on 1 June 2020 and built as a ladder: repay one small loan and a larger one unlocks. It is in the news because the Cabinet's restructuring of 27 August 2025 finished its first year with 78.68 lakh vendors, more than 1.18 crore loans and ₹19,171 crore lent since inception.
Last updated 2 November 20266 min read
Latest update
Puts the loan ladder, the 2025 terms and the latest status first, adds the Central Sector category, and corrects Street Food Hub funding: the ₹4 crore cap includes ₹25 lakh.
- PM SVANidhi
- street vendors
- MoHUA
- micro-credit
- RuPay
- UPI
- financial inclusion
- AtmaNirbhar Nidhi
- SVANidhi se Samriddhi
- Street Food Hubs
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