Economy & Bankingv2 · 2 versions
One State One RRB
India's Regional Rural Banks now run on a 'One State, One RRB' template: the fourth round of amalgamation, in force since 1 May 2025, cut the count from 43 to 28. The slimmer network posted its best year yet in FY2025-26 - a record net profit of ₹10,176 crore, total business past ₹13.5 lakh crore and bad-loan ratios at all-time lows - and is now being pushed into MSME co-lending with SIDBI.
Last updated 27 August 20266 min read
Latest update
Added the FY2025-26 scorecard - record ₹10,176 crore net profit, ₹13.5 lakh crore business, GNPA 5.3% - and the SIDBI-RRB MSME co-lending push; card restructured to the reader contract.
- RRB
- Regional Rural Banks
- One State One RRB
- Department of Financial Services
- NABARD
- amalgamation
- Grameen Bank
- rural credit
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