Atal Pension Yojana — Continued to 2030-31

India's flagship guaranteed-pension scheme for informal workers has been locked in for another five years. On 21 January 2026 the Union Cabinet approved the continuation of Atal Pension Yojana up to FY 2030-31, backing it with gap funding and money for outreach. APY promises a fixed monthly pension of ₹1,000 to ₹5,000 from age 60 to anyone who enrols between 18 and 40 and pays in until then — a retirement floor for the unorganised-sector workers who make up most of India's workforce but seldom hold any formal pension cover. Enrolment had crossed 8.66 crore by mid-January 2026.